As shown in the table above, probability and impact ratings of the hazards, flood is t he highest based on the hazard profile and ranking conducted, followed by Earthquake , Epidemic and Armed-Comflict, and landslide, typhoon and fire as the lowest.a1 The Municipality experiences flood about 5 times a year during the rainy season but the biggest flood events occured in the year 1982, 1986 and 2013. The Municipal Disaster Risk Reduction and Management Council (MDRRMC) has also observed a rising trend in flash flood events over the years.a1 Loreto is highly sensitive to flooding. Out of the total population, 29% are exposed to flooding with varying degrees of exposure as follows: very high exposure – 4%, high exposure – 11%, moderate exposure – 9%, low exposure – 3%, and very low exposure – 2%. Agricultural areas and road networks are the most exposed to flood hazards in proportion to total area while land use and forest production areas are the least exposed in proportion to total area. However, the total land use area exposed is the largest among all categories at 123.40sq.km. and also the largest area with very high exposure to flood hazard at 444.83 sq. km. (Agusan del Sur Updated PDPFP), 2008-2017).